RBI

Learn how to start a digital micro-lending platform in India without an NBFC license. Explore the LSP model, RBI digital lending regulations, technology requirements, FLDG rules, and key steps to launch a compliant fintech lending business.

Only 26 P2P lending apps are RBI-registered in India. So, what does it take to start one? Explore the P2P Lending License process, RBI requirements, lending limits and compliance obligations for launching a P2P platform.

Digital Lending NBFCs sanctioned 3.4 crore personal loans worth ₹64,656 crore in Q1 FY27. Explore the key market trends, borrower segments, business models, RBI requirements and compliance considerations for lenders and fintech founders.

Understand the key data privacy and cybersecurity compliance requirements for digital lenders, covering RBI regulations, DPDP rules, borrower data, consent, storage, and breach reporting.

The introduction of UPI MDR for NBFCs raises a practical question: what happens when a UPI payment is made for an EMI or loan repayment rather than a retail purchase?

RE (Regulated Entity) and LSP (Lending Service Provider) outsourcing compliance has become an important part of running a digital lending business in India. Banks, NBFCs and other entities regulated by the Reserve Bank of India (RBI)

The transition of an NBFC from Base Layer to Mid Layer is an important regulatory milestone for a growing Non-Banking Financial Company. As an NBFC expands its loan book, investments, operations and overall asset base, it may move beyond the regulatory limits applicable to the Base Layer.

For an NBFC, maintaining the required capital is not simply a matter of showing a certain amount in the bank account. The Reserve Bank of India looks at the company's financial position through specific regulatory measures, one of the most important being Net Owned Fund (NOF).

RBI approval for NBFC transfers now requires PRAVAAH Portal filing. Learn the complete application process and key requirements. Read more.

Acquiring an NBFC requires RBI approval and complete documentation. Learn the required documents and approval process before filing. Read more.

Every NBFC takeover begins with strong board and shareholder preparation. Learn the key approvals, disclosures, and RBI requirements

Foreign investment brings new opportunities and new compliance duties. Learn how FEMA applies to NBFCs and avoid common reporting mistakes.

Stay compliant with RBI regulations using this complete NBFC compliance checklist covering returns, governance, KYC, and reporting.

NBFC takeovers, mergers, and amalgamations are legally different. Learn the key differences, RBI approvals, and compliance requirements

As fintech lending grows, so do RBI regulations. Learn why partnering with a specialized NBFC advisor can save time and reduce compliance risks

NBFC collaboration is transforming digital lending. Learn how lead-based, co-lending, and fintech-led models work and create value.

RBI Drafts Directions on Interest Rates on Loans and Advances 2026 explained — key rules, MCLR changes, reset periods, and timeline for borrowers.

RBI bars NBFCs from revolving credit, proposing a bar on demand loans and revolving facilities by NBFCs. Know the new rules, deadline & impact on borrowers.

Get expert PRAVAAH application support to navigate RBI filings, select the right forms, avoid errors, manage clarifications, and reduce approval delays.

Understand digital lending compliance in India, including RBI rules, data protection, borrower safeguards, grievance handling, and key requirements for 2026.

Learn what the PRAVAAH Portal is and discover the step-by-step process to apply for NBFC transfer through the RBI’s online platform.